body         { font-family: georgia; font-size: 11pt; line-height: 150%; top-margin:none;}

table        { font-family: georgia; font-size: 11pt; line-height: 150% }

h1           { font-family: georgia; font-size: 24 pt; color: #800000; font-weight: 
               bold; line-height: 150%; margin-bottom: 10 }
             
h3       { font-family: georgia; font-size: 15 pt; color: #800000; font-weight: 
               bold; line-height: 150%; margin-bottom:20; top-margin:40; }
            
h4       { font-family: georgia; font-size: 12 pt; color: #800000; font-weight: 
               bold; line-height: 150%; }
               
               
p            { margin-top: 0; margin-bottom: 15 }

li {font-family: georgia; font-size: 11pt; line-height: 130%; margin-top: 15; margin-bottom: 10}